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Terms & Conditions

Last Updated: May 19, 2026

Welcome to Plimto LLC. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our website or services, you agree to be bound by these Terms.

Use of Our Services

Eligibility

You must be at least 18 years old and legally authorized to enter into binding contracts to use our services. By using our services, you represent and warrant that you meet these requirements.

Account Registration

To apply for funding, you may be required to provide accurate and complete information about yourself and your business. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Prohibited Uses

You may not use our services:

  • For any unlawful purpose or in violation of any applicable laws
  • To transmit any harmful or malicious code
  • To impersonate any person or entity
  • To interfere with or disrupt our services
  • To engage in any fraudulent activity
  • To collect or harvest information about other users

Funding Applications

Submission of a funding application does not guarantee approval. All applications are subject to review and approval based on our underwriting criteria. We reserve the right to request additional information or documentation as part of the evaluation process.

Information Accuracy

You agree to provide true, accurate, current, and complete information in your funding application. Providing false or misleading information may result in denial of your application and potential legal action.

Credit Check Authorization

By submitting an application, you authorize Plimto LLC to obtain credit reports and other information about you and your business from credit reporting agencies and other third parties.

SMS Terms & Conditions

By expressly consenting to receive text messages from Plimto LLC, you agree to the following terms for our SMS program:

Program Description

Plimto LLC's SMS program allows us to send you recurring marketing and promotional text messages using an automated telephone dialing system (ATDS). Messages may include offers, updates, product information, service notifications, and promotional communications about our financial services.

Message Frequency

Message frequency varies based on your account activity and promotional campaigns. You may receive up to 4 messages per month. We reserve the right to modify the frequency of messages at any time.

Message & Data Rates

Message and data rates may apply based on your mobile carrier's plan. Standard text messaging rates from your wireless carrier will apply. Please contact your mobile carrier for pricing plans and details.

How to Opt Out

You may opt out of receiving text messages at any time by replying STOP to any message from Plimto LLC. After you send "STOP", we will send you a confirmation message that you have been unsubscribed. You will no longer receive messages from us unless you re-opt-in.

Help & Support

For help or questions about our SMS program, reply HELP to any text message or contact us at nigel@plimto.com. Our customer support team is available Monday through Friday, 9am - 6pm EST.

Consent Not a Condition of Purchase

Consent to receive marketing and promotional text messages is NOT a condition of purchase or receiving any services from Plimto LLC. You may apply for and receive funding services without opting in to text message communications.

Carrier Liability

Carriers are not liable for delayed or undelivered messages. We are not responsible for messages that are not received due to carrier issues, device compatibility problems, or other technical issues beyond our control.

Privacy

Your mobile phone number and any information you provide through text messages will be used in accordance with our Privacy Policy.

Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of Plimto LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of any third-party websites. Your use of third-party websites is at your own risk.

Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, Plimto LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Plimto LLC and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising out of your use of our services or violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in New York County, New York.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after any changes constitutes acceptance of the modified Terms.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

If you have any questions about these Terms, please contact us:

Plimto LLC
129 W 27th St
New York, NY 10001
Email: nigel@plimto.com

Plimto LLC

129 W 27th St
New York, NY 10001

Email: nigel@plimto.com

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